Products & services
Everything you need to save, borrow and grow.
A complete range of deposit, loan and digital banking products designed around the needs of our members.
Deposit products
Save with confidence.
Choose the deposit that suits your goals — from daily convenience to long-term security.
Everyday banking
Savings Account
A simple, flexible account for daily transactions with competitive interest on your balance.
- Low minimum balance
- Passbook and debit card facility
- Mobile and UPI access
Assured returns
Fixed Deposit
Lock in your savings for a chosen period and earn assured, predictable returns.
- Flexible tenures
- Higher rates for senior citizens
- Loan against deposit available
Monthly discipline
Recurring Deposit
Save a fixed amount every month and receive a rewarding lump sum on maturity.
- Small monthly instalments
- Choice of tenure
- Interest compounded regularly
For members
Current Account
Designed for traders and small businesses that need smooth, high-volume transactions.
- Cheque book facility
- Easy cash handling
- Dedicated relationship support
Loan products
Credit that understands local life.
Straightforward lending with quick decisions, fair terms and people who know your community.
Personal Loan
Quick funds for education, weddings, medical needs or home improvement with simple paperwork.
Business Loan
Working capital and expansion finance for local traders, shops and small enterprises.
Gold Loan
Instant credit against gold ornaments with safe storage and transparent valuation.
Vehicle Loan
Affordable finance for two-wheelers, four-wheelers and commercial vehicles.
Other services
Convenience beyond the counter.
Safe Deposit Lockers
Secure lockers in a protected vault for your valuables and important documents.
Digital Banking
Mobile banking, UPI payments and online services available whenever you need them.
Remittance Services
Fast and reliable fund transfers through NEFT, RTGS and IMPS.
Why our products
Designed for members, not margins.
- Member-owned, community-focused banking
- Transparent charges with no hidden fees
- Competitive interest on deposits
- Quick loan processing with minimal paperwork
- Friendly, personalised branch service
- Secure systems that protect your money
Interest rates, tenures and eligibility are subject to change. Please visit our branch for current terms and conditions.